Comparison
Expensify vs Ramp
How Expensify and Ramp compare on price, pricing model, features and reviews, with every fact checked on October 24, 2026.
Quick verdict
Choose Ramp if
- Companies that want cards, expenses and AP in one tool and are fine adopting its card.
- Teams that want a free entry tier with QuickBooks Online or Xero.
Expensify vs Ramp side by side
 Expensify | Ramp | |
|---|---|---|
| What it is | Expensify is a receipt-scanning expense reporting app for small teams, sold per member. | Corporate card and spend platform with a free tier and a paid Plus plan, where purchase orders come from a Procurement add-on. |
| Status | Active | Active |
| Starting price | Contact sales | $0 (Free); Plus $15 per user per month plus platform fee |
| Pricing model | Not published | per user plus platform fee |
| Free plan or trial | No | Free plan, Free trial |
| Per seat per month | Not published | $15 per user per month on Plus (plus platform fee by team size, amount not published) |
| Billing | Not published | Monthly and annual. |
| Annual discount | Not published | 20% off with annual billing. |
| Minimum seats | Not published | Not published |
| 20 users per year | Not published | Not computable: platform fee not published (users alone: 20 x $15 x 12 = $3,600 per year before the fee and annual discount) |
| G2 rating | 4.5 (5,654 reviews) | 4.8 (2,492 reviews) |
| Founded | Not verified | 2019 |
| Headquarters | Not verified | New York, US |
| Employees | Not verified | 1,200 (2025, Wikipedia) to 2,565 (TipRanks, July 2026) |
| Pricing model | Not verified | Free plan $0; Plus $15 per user per month plus platform fee by team size. |
| Approval workflows and policy controls | Not verified | Approval workflows on Plus. |
| Corporate cards | Expensify Card exists (default export accounts documented) | Corporate card included on all plans. |
| Accounting integrations | Card export to QuickBooks Online, NetSuite, Xero, Sage Intacct, QuickBooks Desktop, FinancialForce (per card settings page) | Free: QuickBooks Online, Xero. Plus: NetSuite, Sage Intacct. Enterprise: Workday, Oracle Fusion. |
| Reimbursements and payments | Not verified | 1099 filing $0.65 per IRS filing, free state filing. |
| Travel and mileage tracking | Not verified | 24/7 phone support for travel bookings on Plus. |
Differences most comparisons miss
Worth knowing about Ramp
- PO functions are a paid add-on and need Plus, so the $0 tier has no purchase orders.
- Plus fee has a platform component based on team size that the page does not quantify.
- ERP depth rises by tier: NetSuite and Sage Intacct only from Plus, Workday and Oracle from Enterprise.
- Procurement can match card transactions to POs, tying approval to actual spend.
What reviewers complain about
Ramp
- Support can be slow to resolve issues and hard to reach a person in some reviews.
- Card-first model: fraud handling can mean replacing the card; sudden limit decisions reported.
- Occasional accounting integration snags, especially QuickBooks rules and memos.
- Authorization holds slow to drop off.
Sources
Both columns use the same sources: vendor pricing and product pages, documentation, G2 and company records, checked on October 24, 2026. Full source lists are on the Expensify and Ramp reviews.