Payroll Software

OnPay review

Small-business payroll with one flat plan, unlimited pay runs and all-state tax filing included.

Researched by Max Benz · Facts checked October 24, 2026 · How we research

OnPay at a glance

Category
Payroll Software
Starting price
$49/month + $6 per worker
Pricing model
base fee plus per worker
Public pricing
Yes
Free plan
No
G2 rating
4.8 (406 reviews)
Integrations
QuickBooks Time, Deputy, When I Work

Who OnPay is for

Choose OnPay if

  • Small businesses and accounting-firm partners.
  • Multi-state small teams needing included filings.

Look elsewhere if

  • Teams needing deep third-party integrations.
  • Larger employers.

OnPay pricing

OnPay plans as published on October 24, 2026
PlanPriceUnitNotes
Payroll Essentials$49base/month + $6 per workerUnlimited pay runs, federal/state/local filings, W-2 and 1099
HR$15base + $2 per worker
HR + Time Tracking$21base + $4 per worker
Bundled HR$71base + $1 per workerPayroll+HR
Bundled HR + Time Tracking$81base + $4 per worker
Time Tracking$15base + $4 per workerStandalone

Page headline 'starts at $55 per month' = $49 + one worker. No implementation or integration fees. Contract terms not stated on page.

What OnPay really costs

Per seat per month
$6 per worker plus $49 base.
Billing
Monthly and annual.
20 users per year
($49 + 20 x $6) x 12 = $2,028 per year.
Add-ons
Time Tracking $15 + $4/worker; HR $15 + $2/worker; Live HR Support; Benefits premiums.

Cheaper per seat than OnPay

  • ADP RunAbout $4 per employee plus $79 base (third-party estimate)
  • Patriot Payroll$5 per worker plus $37 base (Full Service)
  • Paychex FlexAbout $5 per employee plus $39 base (third-party, Essentials)

OnPay features by buying criteria

OnPay features, checked October 24, 2026
CriterionWhat we found
Pricing modelBase plus per worker.
Target company sizeSmall business (97.7% of G2 reviews)
Tax filing and complianceFederal, state and local filings included.
Multi-state payrollPay workers in any number of states, no extra fee.
Accounting integrationsNot verified.
Time tracking and PTOTime tracking add-on $15 + $4 per worker.
Benefits administrationHealth, workers comp and 401(k) as add-ons, pay only premiums.
Contractor and 1099 payments1099 forms included; contractor pricing not listed.

What reviewers say about OnPay

Praised for

  • Responsive support.
  • Handles taxes and forms.
  • Straightforward setup.

Common complaints

  • Limited third-party integrations (TechRepublic)
  • No built-in time tracking in base (Merchant Maverick, older)

Themes paraphrased from public reviews on G2 and similar sites, not quotes.

What most OnPay reviews leave out

  • Single published price: $49 + $6 per worker with unlimited runs.
  • Multi-state included at no extra fee.
  • No implementation or integration fees.
  • Partner program: 15% revenue share for accounting firms.

OnPay alternatives

  • GustoSmall US businesses of 1 to a few dozen people wanting simple setup.
    $49/month plus $6 per person (Simple)
  • Patriot PayrollVery small businesses watching cost.
    $17/month + $4 per worker (Basic)
  • QuickBooks PayrollBusinesses already on QuickBooks Online.
    $44/month + $6.50 per employee (Payroll + Simple Start, 50% promo for 3 months shown; list $88)
  • JustworksSmall US companies that want a PEO with benefits and compliance handled for them.
    $50/month base plus $8 per employee (Payroll plan)
  • ADP RunSmall businesses wanting a large provider with tax filing and add-on HR/benefits.
    Contact sales
  • Paychex FlexMid-size employers wanting a full-service provider with HR and benefits options.
    Contact sales

Sources

Every fact on this page comes from OnPay's own pricing, product or documentation pages, G2 and company records, checked on October 24, 2026. Unknown values are left out instead of estimated.

Sources (3)
  1. pricing (onpay.com)
  2. g2.com
  3. review (techrepublic.com)