Expense Management Software

Spendesk review

Spend management platform with a flat subscription plus transaction fees, unlimited users and cards, and ISO 27001 certification.

Researched by Max Benz · Facts checked October 24, 2026 · How we research

Spendesk at a glance

Category
Expense Management Software
Starting price
Contact sales
Pricing model
flat + per transaction
Public pricing
No
Free plan
No
Free trial
No
G2 rating
4.6 (413 reviews)
Headquarters
Paris, France (general knowledge, not verified)
Security
ISO 27001:2022
Integrations
40+ HR/ERP (add-on): Xero, QuickBooks, Datev, Slack

Who Spendesk is for

Choose Spendesk if

  • European SMBs using Xero, QuickBooks or Datev.
  • Teams wanting unlimited cards and users.

Look elsewhere if

  • Buyers needing published prices.
  • US-first teams (not verified)

Spendesk pricing

Spendesk plans as published on October 24, 2026
PlanPriceUnitNotes
FoundationsNot publishedmonthly fee plus transaction feesunlimited users and cards, SSO/SAML included

Add-ons: Procurement, Accounts Payable, Advanced workflows, Multi-entity, HR & ERP integrations, AI automation/fraud detection.

What Spendesk really costs

Billing
Quote.
Add-ons
Procurement; Accounts Payable; Advanced workflows & policies; Multi-entity management; HR & ERP Integrations; AI automation and fraud detection.

Spendesk features by buying criteria

Spendesk features, checked October 24, 2026
CriterionWhat we found
Pricing modelFixed monthly fee plus transaction-based variable fees; no per-user fee.
Approval workflows and policy controlsControl settings included; advanced workflows add-on.
Corporate cardsPhysical, single-use, recurring virtual, multi-use; no monthly card fees.
Accounting integrationsXero, QuickBooks, Datev; HR & ERP add-on covers 40+ tools.
Reimbursements and paymentsExpense claims and invoice payments billed as transactions.

What most Spendesk reviews leave out

  • SSO/SAML included in base Foundations plan.
  • Costs scale with transaction count (cards, invoices, claims), not seats.
  • Advanced workflows, multi-entity and ERP integrations are paid add-ons.
  • Hosted on AWS; region not stated on security page.

Spendesk alternatives

  • RampCompanies that want cards, expenses and AP in one tool and are fine adopting its card.
    $0 (Free); Plus $15 per user per month plus platform fee
  • RipplingCompanies already running payroll and HR on Rippling that want app access tied to employee records.
    $8 per employee per month plus monthly base fee
  • BrexStartups and mid-size companies that want cards plus expenses on one platform.
    $0 per user per month (Essentials)
  • Bill Spend & ExpenseSMBs wanting no software fees and a charge card.
    $0 per user per month
  • EmburseMid-size to large finance teams wanting audited vendor security.
    Contact sales
  • ExpensifyExpensify is a receipt-scanning expense reporting app for small teams, sold per member.
    Contact sales

Sources

Every fact on this page comes from Spendesk's own pricing, product or documentation pages, G2 and company records, checked on October 24, 2026. Unknown values are left out instead of estimated.

Sources (2)
  1. pricing (spendesk.com)
  2. security (spendesk.com)