POS Systems

Clover review

Fiserv-owned POS and merchant processing platform sold through banks and resellers, with bundled hardware and software plans.

Researched by Max Benz · Facts checked October 24, 2026 · How we research

Clover at a glance

Category
POS Systems
Starting price
Varies by vertical; Standard bundle $130/month or $849 + $84.95/month (as listed by Clover)
Pricing model
per device/plan bundle
Public pricing
Yes
Free plan
No
G2 rating
3.8 (87 reviews)
Founded
2010
Headquarters
Sunnyvale, California, US
Employees
400+ (Wikipedia, may be dated)
Funding or owner
Acquired by First Data (Dec 2012); owned by Fiserv since 2019

Who Clover is for

Choose Clover if

  • Small restaurants and retailers wanting bundled hardware plus software.
  • Merchants buying through their bank or ISO.

Look elsewhere if

  • Merchants who want predictable published pricing.
  • Buyers who need strong phone support (G2 reviewers complain)

Clover pricing

Clover plans as published on October 24, 2026
PlanPriceUnitNotes
Standard (services page)$130per monthor $849 upfront + $84.95/month software
Advanced (services page)$180per monthor $1,899 upfront + $84.95/month; includes Station Duo + customer display

Plans differ by vertical and reseller; third-party guides disagree on restaurant tiers ($79 to $310). Card-present about 2.3% + 10c, keyed 3.5% + 10c (multiple third-party sources).

What Clover really costs

Billing
Monthly and annual.
Add-ons
Additional devices about $11.95 to $19.95/month each (third-party)

Clover features by buying criteria

Clover features, checked October 24, 2026
CriterionWhat we found
Hardware and terminalsClover Station Duo, Mini, Flex; Station Duo about $1,799 to $1,899 (third-party)
Payment processing termsAbout 2.3% + 10c card-present, 3.5% + 10c keyed (third-party); rate depends on reseller.
Industry featuresRetail, restaurant and services plans.
Pricing modelSoftware plan plus processing plus hardware or financing.
Target company sizeSmall businesses.

What reviewers say about Clover

Praised for

  • Easy to use and quick setup.
  • Modern hardware.

Common complaints

  • Weak phone support.
  • Fees unclear or higher than expected.
  • Connectivity problems.

Themes paraphrased from public reviews on G2 and similar sites, not quotes.

What most Clover reviews leave out

  • Clover is sold through banks and resellers, so rates and terms vary by reseller.
  • Additional devices roughly $11.95 to $19.95/month each (third-party)
  • Station Duo financing about $95/month over 36 months (third-party)

Clover alternatives

  • Square POSSingle-shop retailers and service businesses that want to start at $0 software.
    $0/month (Square for Retail Free)
  • ToastRestaurants, bars and cafes needing table service, kitchen display and online ordering.
    $0/month on pay-as-you-go Starter Kit; $69/month standard Point of Sale plan (per a Toast article)
  • Shopify POSMerchants already running a Shopify online store who add physical locations.
    POS included in every Shopify plan; Basic from $39/month (third-party), POS Pro $89/location/month
  • LightspeedMulti-category retailers needing deeper inventory and reporting.
    Retail Basic $89/month billed annually or $109 monthly (third-party)
  • SumUpMicro-merchants and market stalls wanting no monthly fee.
    $0/month POS Lite; $499 bundle (Register + Solo reader)
  • Epos NowSmall retail and hospitality shops wanting bundled hardware.
    $399 + $84/month (Epos Now US page)

Clover compared

Sources

Every fact on this page comes from Clover's own pricing, product or documentation pages, G2 and company records, checked on October 24, 2026. Unknown values are left out instead of estimated.

Sources (5)
  1. clover.com
  2. g2.com
  3. Third-party guide (upmenu.com)
  4. Founding, HQ, employees, First Data acquisition (en.wikipedia.org)
  5. Fiserv owns First Data (2019) (en.wikipedia.org)